Yes, 100% free. Every state is legally required to hold unclaimed property and return it to the rightful owner at no charge. You never pay anything to search or claim.
What counts as unclaimed property? +
Old bank accounts, uncashed paychecks, insurance payouts, utility deposits, stock dividends, safe deposit box contents, gift cards, and more. If a company can't reach you, they turn the money over to the state.
How much could I be owed? +
The average claim is about $2,000, but some people find $10,000+. It depends on what property is being held. 1 in 7 Americans have unclaimed money waiting for them.
Which states should I search? +
Every state you've ever lived in, worked in, or had a bank account in. Also check Delaware — many corporations are headquartered there. Don't forget to search for deceased family members too.
Does unclaimed money expire? +
No. In most states, unclaimed property is held forever until the rightful owner claims it. There's no deadline — you can claim money that's been sitting there for decades.
Biggest States — Start Here
These 5 states hold the most unclaimed money
Northeast
New York
Office of the State Comptroller
$17B
Total unclaimed
New York holds more unclaimed money than any other state. If you've ever lived, worked, or had a bank account in NY, search your name on the official state site. Common sources: old bank accounts, insurance policies, utility deposits.
California holds over $15 billion in unclaimed property. Search using your name, previous names, and business names. Properties include forgotten bank accounts, uncashed checks, stock dividends, and insurance payouts.
Texas holds over $10.5 billion through its "Claim It Texas" program. The state returns hundreds of millions each year. Search for yourself, family members, and deceased relatives — there's no time limit to claim.
Pennsylvania returned a record $334 million to residents in 2025. The state treasury holds over $5 billion in unclaimed property. New law: claims up to $20,000 now only require a notarized affidavit.
Ohio holds nearly $4.8 billion in unclaimed funds. The state's Division of Unclaimed Funds processes thousands of claims each month. Search for yourself and family members — funds never expire.
Search your state for unclaimed money — earn up to $300 while you wait
We keep this free by partnering with Branded — a free app-testing platform featured on CBS. Sign up takes about 3 minutes: enter your email, birthday, and confirm your email. That's it. Plus, you get access to all 50 states — search for yourself, family, even deceased relatives. You can also earn up to $300 testing apps through them if you want.
Complete the free signup (~3 min), then refresh this page to unlock all states.
All 50 States
Unlock to search every state
All 50 States
Search every state for unclaimed money
All States
Northeast
South
Midwest
West
South
Alabama
Alabama State Treasury
$1.2B
Total unclaimed
Alabama holds over $1.2 billion in unclaimed property. Search the state treasury database for old bank accounts, insurance policies, and utility deposits.
Florida's Treasure Hunt program holds over $3.5 billion. With millions of retirees and seasonal residents, Florida is one of the top states for unclaimed property.
Illinois holds over $3.5 billion through its I-Cash program. The state treasurer actively works to return money — check with your name and any previous addresses.
Michigan holds over $1 billion in unclaimed property. The state recently launched a modernized search portal making it easier to find and claim your money.
Missouri holds over $1 billion in unclaimed property through the State Treasurer's office. One of the largest unclaimed property programs in the Midwest.
Nevada holds nearly $1 billion in unclaimed property. With Las Vegas tourism and high population turnover, many funds go unclaimed. Search your name for free.
New Jersey holds over $4 billion in unclaimed funds — one of the highest per-capita rates in the nation. Search for old bank accounts, insurance policies, and more.
Washington state holds over $1.8 billion in unclaimed property. With tech industry concentration, many unclaimed stock dividends and payroll checks exist.
Complete the free signup (~3 min) — then refresh this page.
You have full access to all 50 states. Bookmark this page — we update it regularly.
Frequently Asked Questions
What is unclaimed property?
Unclaimed property is money or assets held by banks, insurance companies, employers, and other organizations that they can't return to the rightful owner. After a period of inactivity (usually 1-5 years), the organization is required by law to turn it over to the state. Common types include: forgotten bank accounts, uncashed paychecks, insurance payouts, utility deposits, stock dividends, and safe deposit box contents.
How much money is unclaimed in the US?
Over $70 billion is currently held by state treasuries across the US. About 1 in 7 Americans have unclaimed property waiting for them. The average claim is roughly $2,000, though some claims are worth significantly more.
Is it really free to search and claim?
Yes. Every state provides free search and claim services. You should never pay a third party to search for your unclaimed property — the official state sites are always free. Be wary of companies that charge fees to "find" your money.
Which states should I search?
Search every state you've ever lived in, worked in, or had a bank account in. Also search states where companies you've done business with are headquartered (Delaware is a big one since many corporations are incorporated there). Don't forget to search for deceased family members too.
Do unclaimed funds expire?
In most states, unclaimed property is held in perpetuity — meaning it never expires. You can claim funds that have been sitting with the state for decades. There is no deadline to file a claim in most states.